Unoccupied Home Insurance

We provide unoccupied home insurance for properties in the United Kingdom. Properties that are vacant awaiting sale, unoccupied whilst being renovated or simply empty properties.

At any one time, it is estimated that there are between 700,000 and 800,000 unoccupied houses in the United Kingdom, and may people have difficulty arranging an appropriate insurance cover that is both affordable and offers the level of protection that is required.

We offer unoccupied home insurance from a small panel of specialist insurers, who in many cases are able to offer the same cover levels as standard house insurance without any or significant premium increase. We are able to offer cover in many areas of the country that are avoided by insurers as poor risks for subsidence and landslip or flooding.

If the property is secure and not undergoing substantial renovations to the main fabric of the building "full cover" is generally available. In cases where there is major renovation works, we will generally be able to offer cover that is restricted to reflect the increased risk. This cover will often be Fire Lightning and Earthquake only.

When you apply for unoccupied home insurance you will be sent a full written quote that details the cover provided, the premiums payable and any excess that applies. This will help you make an informed decision about the cover before you buy.

Apply online now and compare unoccupied home and unoccupied house insurance quotes.

Home Insurance Broker

We are a firm of professional insurance brokers we also provide a full customer support service to all our clients.

Behind the scenes, a team of professional insurance brokers reviews every quote and will help you to make any changes that may be required to secure the best possible terms for your unoccupied property insurance.

We have been established for over 30 years as an independent insurance broker providing a business and personal insurance service to clients across the United Kingdom. Our advisers are on hand to assist you with any and all of your general insurance requirements.